Axel asked: I’m just wondering if there is anyone on here who has gotten a good apartment in a complex even with bad credit. I’m taking a teaching job far from my home town, and I need an apartment. However, my credit score is low and I’ve never rented before. Does anyone know if I can offer a bigger deposit or anything like that if my credit doesn’t check out? Any success stories on here?
I’m not looking for a dumpy place. I’d like something in a complex.
Credit Mechanics
babe112083 asked: Anyone know of any really good secured credit card deals for people who have bad credit? I’m looking for one preferably with minimum annual fees.
Actually I just read what the difference between secured and unsecured is and I really want an unsecured credit card. Is there any that you would suggest?
Credit Mechanics
least_likely2 asked: I want to file jointly because we are going to get more refund. But I heard that if we file jointly creditors can come after my wife because of my bad credit. Is this true? Please note that most of my bad credit was before we were married. I only have a couple items that went in collection after we were married. I can easily pay them off. Any advise would be greatly appreciated.
Credit Mechanics
Mitch G asked: i want to get a car but have bad credit, how do these auto sales where they say bad credit no credit work?
Credit Mechanics
vanillaeclare asked: My friend is trying to get an apartment and has not been approved yet. He applied for two different apartments, both of which he was not accepted due to his bad credit. What can a person do to get around this problem. He makes plenty of money, he just has a bad credit history. Does anyone know what he can do short of getting a cosigner?
Bad Credit
am asked: I am desperately wanting to purchase a home for me and my children. I have a steady income and the down payment but my credit is in bad condition. We desperately need to move from our area, but the rental amounts are too high. I attempted to acquire a loan through Bank Of America, but was denied due to the credit issue. Does anyone know of any lenders that may specialize in this area? Any assistance or advice is greatly appreciated.
Credit Mechanics
digitalienhead asked: The situation seems a little unfair to me. I find myself trying to find a decent job that will pay me enough to meet my monthly obligations and make some headway in cleaning up my credit. The problem is that those jobs tend to disqualify applicants with bad credit. I’m not sure what to do about it. Can anyone offer any advice?
CreditMechanics.com
JayRust asked: Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to get rewards with bad credit. Any advise?
CreditMechanics.com
missthanku asked: I’m interested in applying for a department store credit card like Carsons, Target, Wal-Mart, etc. However, my credit is not all that great right now but I would like a chance to RE-BUILD it. Does anyone have any experience with getting a department store credit card but you had bad credit? I appreciate and thank-you guys in advance for your kind answers and intelligent business advice.
CreditMechanics.com
smilez asked: I am debating trying to pay off a BIG amount($4000) and am not sure how to go about it. I don’t have the money for min. payments and don’t have any marks on my report yet. So how bad is it to get this on my credit report?
Bad Credit
