digitalienhead asked:
The situation seems a little unfair to me. I find myself trying to find a decent job that will pay me enough to meet my monthly obligations and make some headway in cleaning up my credit. The problem is that those jobs tend to disqualify applicants with bad credit. I’m not sure what to do about it. Can anyone offer any advice?
CreditMechanics.com
The situation seems a little unfair to me. I find myself trying to find a decent job that will pay me enough to meet my monthly obligations and make some headway in cleaning up my credit. The problem is that those jobs tend to disqualify applicants with bad credit. I’m not sure what to do about it. Can anyone offer any advice?
CreditMechanics.com
April 5th, 2009 at 7:17 am
Credit Mechanics
Contact the credit card companies and see how you can go about paying your debts. Cut your cards in half and don’t get another.
Fixing credit is a long process and can only be done by paying back what you owe and paying on time. Do not use the services of those who advertise to ‘Fix” your credit. They are running a scam.
Your local community should have a free service somewhere that can assist you. Don’t fall for the scam artists.
April 7th, 2009 at 4:06 pm
Bad Credit
I want to see answers on this ?, i am wondering the same thing.
April 10th, 2009 at 3:26 pm
Helping People Fix and Maintain Credit
If you feel a job might disqualify you because of bad credit, attach a note with your application explaining why your credit is bad. For example, illiness or family hardship. Then go through the process of cleaning up your credit yourself.
April 13th, 2009 at 12:41 pm
Bad Credit
It depends how ‘bad’ your credit it is and what type(s) of jobs you are applying for. If you’re applying as a Brinks security guard or at a bank then I’m sure you can understand they can’t afford to compromise this requirement. However some other jobs aren’t really finance-related and it’s just more of a formality.
Don’t worry, just keep on working towards fixing up your credit and there are lots of jobs out there that can still put food on the table. Contact your local credit counselling services for more assistance.
April 16th, 2009 at 11:58 am
Credit Mechanics
There are plenty of jobs out there that aren’t determined by your credit score, but it can play a factor. If you are denied for that reason, prepare a written or oral statement that explains why your credit is poor and what measures you taking to improve it.
If you’re curious how to rebuild your bad credit, take a look at the link attached. You don’t need to pay any money to fix your credit. It just takes time, work, responsibility and dedication.
April 18th, 2009 at 7:05 pm
CreditMechanics.com
The best ways I know of to improve credit rating is to (1) Make payments on time each and every month. This will put you on the path to building a solid and reliable credit history. (2) Reduce Debt – So pay more than just the minimum amount of credit card balances. (3) Know your limits – If you think you cannot afford something, then you probably can’t. Doing these things might mean a second job or part time home business for a while to earn enough to reduce debt.