http://www.creditmechanics.com/bankruptcy/how-do-i-go-about-filing-for-bankruptcy-are-there-fees-and-what-are-the-pros-and-cons Helping Save & Build Credit Wed, 29 Apr 2009 13:14:12 +0000 hourly 1 http://wordpress.org/?v=3.0.1 http://www.creditmechanics.com/bankruptcy/how-do-i-go-about-filing-for-bankruptcy-are-there-fees-and-what-are-the-pros-and-cons/comment-page-1#comment-124 supergirl Fri, 16 Mar 2007 19:55:12 +0000 http://www.creditmechanics.com/bankruptcy/how-do-i-go-about-filing-for-bankruptcy-are-there-fees-and-what-are-the-pros-and-cons#comment-124 I'm actually going through it right now and I know several people who have done it. It's best if you have a lawyer who specializes in bankruptcy cases. He/she can walk you through it and will handle all the creditors phone calls from the time you sign up with them until it's over with. My lawyer lets me pay him out $50/month for however long it takes me to pay my balance. The total cost for this process for me is over $2,000. I am actually about to finally finish paying him in a couple of weeks. Once I pay the final payment, he will file for me which can take 30 days to get a court date then we go to court and then 90 days later I get my discharge papers in the mail. Pros of this is I can start fresh and rebuild my credit and in a few years I can look at buying a house or a new car. Cons of this are it's over $2,000 and it takes a couple of years for it to be erased from your credit report.<br><b>References : </b><br> I'm actually going through it right now and I know several people who have done it. It's best if you have a lawyer who specializes in bankruptcy cases. He/she can walk you through it and will handle all the creditors phone calls from the time you sign up with them until it's over with. My lawyer lets me pay him out $50/month for however long it takes me to pay my balance. The total cost for this process for me is over $2,000. I am actually about to finally finish paying him in a couple of weeks. Once I pay the final payment, he will file for me which can take 30 days to get a court date then we go to court and then 90 days later I get my discharge papers in the mail. Pros of this is I can start fresh and rebuild my credit and in a few years I can look at buying a house or a new car. Cons of this are it's over $2,000 and it takes a couple of years for it to be erased from your credit report.
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]]> http://www.creditmechanics.com/bankruptcy/how-do-i-go-about-filing-for-bankruptcy-are-there-fees-and-what-are-the-pros-and-cons/comment-page-1#comment-123 suzi m Fri, 16 Mar 2007 14:17:11 +0000 http://www.creditmechanics.com/bankruptcy/how-do-i-go-about-filing-for-bankruptcy-are-there-fees-and-what-are-the-pros-and-cons#comment-123 Go to an office depot or office max and ask them for the bankruptcy papers..You can do it yourself!<br><b>References : </b><br> Go to an office depot or office max and ask them for the bankruptcy papers..You can do it yourself!
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