shadowlp06 asked:


I have bad credit, and no bank account, but want to buy an engagement ring? How can I get one if I can’t get any credit?
But I have about a month and I’m taking my g/f to see Madonna, her favorite singer, and I would love to propose to her that night!

Helping People Fix and Maintain Credit

alyabis asked:


Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long?

Thanks

Credit Mechanics

msxcheshirexcat asked:


I’m debating this with my boyfriend.
He says that if he has bad credit, and I have good credit, and we get married, his bad credit will not affect me at all.
I say that when we’re married ,we share money, so any monetary problems HE has become monetary problems WE have.
Is he right, or am I?
OH, my boyfriend doesn’t have bad credit, we’re just giving a hypothetical situation! =P

Credit Mechanics

mt asked:


Is there any sort of insurance that one can buy that would provide the lender assurance against one’s bad credit?

Credit Mechanics

runnercaiti1 asked:


I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months.

I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad credit and no cosigner?

Credit Mechanics

rkwarner_warner asked:


I’m looking to rebuild my credit, and a credit card seems to be the most popular way to get it done. I have had bad credit, and am now told that it is up to zero. What kind of card can I get, or can I even get one?

Credit Mechanics

Courtney S asked:


I am looking to move into a great, CHEAP 2 bedroom apartment with my daughter, and sister. My sister has decent credit, not great, not bad. I have terrible credit. Just awful. They run a credit check on all adults applying to live there. There are other apartments out there, thru owner that I could occupy. However, this one is a great deal. Is there any way around this dilemma?

Credit Mechanics

momoney asked:


Bad credit, no capital, and no Collateral. Is this possible? This is a functioning franchise with great sales intake.

Credit Mechanics

christina32181 asked:


I have bad credit and have a prospective employer that is looking to hire me. They provide their employees with a company credit card with our names on it, we are responsible for making payments but return our reciepts to them so they pay us back, however I am afraid if they do a background credit check they will withdraw the job position from me. Can they do this? Can they still give me a credit card even though I have bad credit?

Credit Mechanics

Darren S asked:


I have no credit, and my buddy has bad credit. We are going on a trip in a few months and need to apply online to get a credit card. Mastercard or Visa. Anyone know where?

Helping People Fix and Maintain Credit